Stop Paying Credit Card Processing Fees — Starting This Month

Businesses processing $50K+/month are saving
$1,500–$2,000/month with compliant pricing programs.

How Much Can You Save with Selective Pay?

$144,000+ Saved Per Year

Zero-Fee Processing with Cash Discounting

$13,000+ Saved Per Year

Reduced Fees Through Smart Surcharging

We Offer Choices to Meet All of Your Needs.

With four options for shops to split credit card processing expenses with consumers, our service was designed to be flexible.

Cash Discount with Dual Pricing

A cash discount occurs when companies give consumers who pay with cash, cheque, or a store-branded gift card, rather than a credit or debit card, a reduction off the advertised price. When an item’s list price and cash price are displayed, this is known as dual pricing.

Surcharging

Fees added to the purchase price for the convenience of using a credit card are known as surcharges. To comply with card brand rules, businesses need to take extra precautions.

Convenience Charges

For the ease of using a different payment method, there are fees known as convenience fees.

Service Fees

Service Fees are added by merchants in specific government and education merchant category codes (MCCs).

How Much Could You Be Overpaying?

If you’re processing $50,000/month

You could be overpaying by $7,000–$12,000 per year

We analyze your current statement and show exactly where you’re overpaying — no guesswork.

Join us to make your business as usual easier

SelectivePay makes it easy to accept payments in the field, online, or at the counter. Our software, which was created for actual businesses, adjusts to your workflow to help you get paid more quickly and handle less. Rather than the other way around, we customize each solution to match your business strategy.

Industries We Serve

Field Service

HealthCare

Hospitality

Non-Profit

Ecommerce

FAQs

How quickly can I get set up?

Most merchants are approved and ready to process within 24–48 hours.

What is cash discounting?

Cash discounting allows merchants to offer customers a discount for paying with cash, helping eliminate credit card processing fees.

Is cash discounting legal and compliant?

Yes, when implemented correctly, cash discounting is fully compliant with card brand rules and applicable regulations.

What is dual pricing?

Dual pricing displays two prices, a standard card price and a lower cash price, giving customers flexible payment options.

What is credit card surcharging?

Surcharging adds a small, compliant fee to credit card payments to recover processing costs.

How much can businesses save using these programs?

Most merchants can reduce or eliminate up to 100% of their credit card processing fees.

Ready to Get Approved?

Join 1000+ businesses that rely on SelectivePay to handle their CashDiscounting and Surcharging payments. With our automated underwriting, approvals happen more quickly and with less difficulty.